Best Car Insurance Companies In India 2023
Car insurance is not only a legal requirement but also provides financial protection against various risks associated with owning and driving a car. With the presence of 25 insurance companies in India offering car insurance, car owners have a wide range of options to choose from based on their requirements and preferences.
| Car Insurance Company | OD Claim Settlement Ratio FY20 | Network Garages |
|---|---|---|
| IFFCO Tokio General Insurance | 95.30% | 4,300+ |
| Royal Sundaram General Insurance | 92.66% | 4,600+ |
| The Oriental Insurance Company | 91.76% | 3,100+ |
| HDFC ERGO General Insurance | 91.23% | 6,800+ |
| Universal Sompo General Insurance | 90.78% | 3,500+ |
| Tata AIG General Insurance | 90.49% | 5,000+ |
| The New India Assurance | 89.60% | 3,000+ |
| SBI General Insurance | 89.51% | 16,000+ |
| Bajaj Allianz General Insurance | 88.83% | 4,000+ |
| Future Generali India Insurance | 88.69% | 2,500+ |
| Bharti AXA General Insurance | 87.99% | 5,200+ |
| ICICI Lombard General Insurance | 87.71% | 5,600+ |
| Liberty General Insurance | 98% | 4,300+ |
| Cholamandalam MS General Insurance | 85.89% | 7,100+ |
| National Insurance Company | 85.71% | 3,100+ |
| Edelweiss General Insurance | 84.52% | 1,000+ |
| Reliance General Insurance | 84.26% | 3,800+ |
| Acko General Insurance | 83.91% | 2,000+ |
| United India Insurance Company | 82.93% | 3,100+ |
| Kotak Mahindra General Insurance | 82.81% | 1,300+ |
| Go Digit General Insurance | 80.47% | 1,400+ |
| Magma HDI General Insurance | 79.60% | 4,000+ |
| Shriram General Insurance | 77.26% | 2,000+ |
| Navi General Insurance | 76.20% | 900+ |
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